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Short reads on the things people put off, each with the facts, a calculator for your own numbers, and one small step for today.
- Moving abroadYour IELTS or GRE score is expiring: what it means for your plansHow long IELTS, TOEFL, PTE, GRE and GMAT scores last, why your deadline is the date that counts, and when yours runs out.
- Living abroadPR in Canada, the UK, Germany or Australia: how long until you can settleThe usual waiting time for settlement or citizenship in Canada, the UK, Germany, Australia and the US, and the date your own clock reaches it.
- WorkWait for the appraisal or switch jobs? What each month of waiting costsWhy a raise changes every year after it, what's typical in India in 2026, and the pay gap while your own decision waits.
- FamilyHow many more times will you see your parents?Count the days with your parents instead of the years, at your own pace. Gentle maths from Tim Urban's The Tail End.
- LearningToo late for an MBA or CFA at 30? What really has an age limitCAT and GATE have no age limit, the CFA counts attempts, and some doors do close with age. See which is which.
- WorkYour commute in days: what an hour each way adds up toAn hour each way is 10 hours a week. See what your own commute adds up to in a year, in full days.
- MoneyStarting to save at 25 or 35: the cost of waiting, in rupeesNo advice, just the maths: what ten years of waiting does to your own monthly saving plan, in today's money.
- Inner lifeWhy we put things off, and the smallest step that helpsPutting things off is about feelings, not laziness. What research says, and the one-line plan that helps people start.