Terms of use

Last updated: 26 October 2026 · Draft pending legal review

Illustrations, not advice

Our calculators show illustrations based on the numbers and assumptions you enter. They are not financial, investment, tax, legal, medical or mental-health advice, and we do not recommend any financial product. Past or assumed returns are not a guarantee of future returns.

Your wellbeing

Yet to Decide is a self-help tool, not a substitute for professional care. If you are in distress, please contact Tele-MANAS on 14416 or 1-800-891-4416 (free, 24×7), or your nearest emergency service.

Fair use

Please don't misuse the service, attempt to break it, or scrape it at scale. You may share links to your results freely.

Age

You must be 18 or older to sign up.

Changes

We may update these terms; the date above will change when we do.