Pension life certificate: the dates to give it each year
The life certificate is a small yearly step that keeps a pension coming. This shows your dates, so it never slips.
Your numbers
Common answers are filled in. Change the ones you know.
It only changes the order on your statement.
What waiting costs you
in November
Give your life certificate between 1 to 30 November
Pensioners give it each year in November. If it's missed, the pension can pause until you give it. You can give it at your bank, a post office, or online through Jeevan Pramaan.
Your small stepPut 1 November in your calendar, and keep your Aadhaar and pension details together.
How we worked this out
- Your age: 67. Under 80, the window is November.
- The deadline for everyone is 30 November.
- Rules change. Check the official page before you plan anything.
- How much it matters to you: 7 out of 10. It only changes the order on your statement.
Sources
- Life certificate rules, via Outlook Money (2026): Pensioners give a life certificate each year between 1 and 30 November. People aged 80 and over can give it from 1 October.
How it works
Pensioners give a life certificate each year between 1 and 30 November.
People aged 80 and over can give it from 1 October. The deadline for everyone is 30 November.
You can give it at your bank, a post office, or online through Jeevan Pramaan. If it's missed, the pension can pause until you give it.
Sources
- Life certificate rules, via Outlook Money (2026): If it's missed, the pension can pause until it's given. Check with your bank or pension office.
Rules last checked: October 2026. They can change at any time, so check the official page before you plan anything.
Questions people ask
Can someone help me give it at home?
Many banks offer doorstep services, sometimes for a fee. Ask your bank or post office.
What if I missed it?
Give it as soon as you can. The pension usually starts again, with what was held back.
Putting off more than one thing?
Pick up to five and get your Delay Statement: what to do first, what can wait, and one small step for today.
Want a nudge to act on it?
The app turns what you're putting off into a short list for each day: your Top 3 and one small step at a time. It's free.
We show what waiting costs on your own plans. We never tell you what to buy or invest in. Rules and averages change, so check the official pages before you plan anything.