Old PF accounts: check they're all under one UAN
Every job with PF opens an account, and it's easy to leave old ones behind when you switch. This counts how many might still be sitting apart.
Your numbers
Common answers are filled in. Change the ones you know.
Typical: 3. Put in yours.
It only changes the order on your statement.
What waiting costs you
2 accounts to check
2 old PF accounts may still be sitting apart
An old account can keep earning interest until you're 58, but it's easy to lose track of when you change jobs. Checking takes a few minutes on the EPFO member portal.
Your small stepLog in to the EPFO member portal with your UAN today and check every past job is listed.
How we worked this out
- Old accounts: 3 jobs minus your current one = 2.
- Still apart: 2 minus 0 moved = 2.
- Rules on inactive accounts have changed over the years. Check your own accounts on the EPFO portal.
- How much it matters to you: 7 out of 10. It only changes the order on your statement.
Sources
- EPFO, via Business Today (2026): An old EPF account can keep earning interest until you're 58, even with no new money going in.
How it works
We count your past jobs with PF, minus the accounts you've already moved across.
An old account can keep earning interest until you're 58, even with no new money going in, according to EPFO.
Rules on inactive accounts have changed over the years, so check your own accounts on the EPFO member portal.
Sources
- EPFO, via Business Today (2026): Sources differ on when an account counts as inactive. Check the EPFO member portal for your own accounts.
Questions people ask
Is my old PF money lost?
No. It's still yours. Checking that it's linked to your UAN makes it easier to see and move.
Do I have to move it?
That's your choice. The step is only to check what's there.
Putting off more than one thing?
Pick up to five and get your Delay Statement: what to do first, what can wait, and one small step for today.
Want a nudge to act on it?
The app turns what you're putting off into a short list for each day: your Top 3 and one small step at a time. It's free.
We show what waiting costs on your own plans. We never tell you what to buy or invest in. Rules and averages change, so check the official pages before you plan anything.